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Our Benchmark Review service is a health-check where we’ll identify key issues and provide you with a tailored risk management plan to address. We offer two building insurance rebuild valuation services to support your asset management and ensure they are valued correctly. Our risk management solutions at Aston Lark help you identify, manage and reduce your risks, ensuring that your business continues to run in a balanced and cost-effective way.
From independent motor trade professionals to franchise dealers, recovery operators to auction houses, we provide Motor Trade insurance for motor traders of every shape and size. In its simplest form, it is a way in which companies can protect themselves if customers who owe your company money are unable or unwilling to pay. From Employment Practices Liability to Business Interruption, Professional Indemnity to Trade Credit, the range of our insurance cover is vast. This means whatever the nature of your business, we can help you protect it. Thatched homes will always be sought after for their aesthetic appeal and their links to our heritage. Be aware that a lack of regulations for thatching can make it difficult to get a mortgage, but there are specialist financial companies who can advise you.
Thatched Home Insurance Companies
Finding the right insurance policy for your high value supercar can be challenging. Aston Lark the ability and knowledge to find a supercar insurance policy that suits you. A standard home contents policy is unlikely to be suitable as it will contain sub-limits and exclusions. If your home is non-standard and you’ve not told your insurer, you run the risk of a claim not being paid or even your policy being cancelled.
We have many years’ experience arranging insurance for recruitment consultants and agencies and can arrange cover to meet your needs. At Aston Lark, we understand the high level of care and service required to run a care home, and we aim to provide the same to you. As well as our general commercial insurance offering, we arrange insurance for several specialisms, including Care Homes, Funeral Directors, Diplomats and Embassies, and Masonic Lodges.
Keep your home and your family safe with Thatchowners
However, not all policies are the same or equal, therefore, you should read all offers of insurance carefully. In short, we can insure any type of thatch property and deliver a bespoke policy to meet your needs. Buildings insurance covers the structure and all permanent fixtures and fittings of your home.
Some or all the extra safety measures outlined below may even be mandated in a thatched home policy. Thatch roofs are found all across the UK, with an estimated 60,000 properties preserving the traditional style, with many being found in villages away from the larger cities. Let us prove to you how effective we can be at finding you great value thatch insurance for your home.
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Aston Lark’s Critical Illness Cover provides vital support for your employees when they need it the most. At Aston Lark our specialist Group Risk Team help you find the right benefits solutions and Group Risk Insurance for your business. We can help you find effective company medical insurance that combats long treatment waiting times, employee absences & helps your employees recover quickly. To ensure compliance with health and safety and road legislation, we offer several driver training courses delivered through different channels.
With people increasingly investing in properties in the UK, the need for adequate insurance for second homes is essential. Find out more about the risk strategies and portfolios we offer for affluent families. Check out Aston Lark’s Literature for all the information you need about our Employee Benefit options, and how they could benefit you and your employees. Check out Aston Lark’s Resource Hub for all the information you need about our Employee Benefit options, and how they could benefit you and your employees. At Aston Lark we can help you support and engage with the holistic health and wellbeing needs of your staff. Aston Lark’s Group Life Assurance allows your employees to choose their beneficiary and care for the people they love.
These can include things like sweeping your chimney, installing anti-fire measures and chimney insulation. If you prefer, you can also request a call back for a time to suit you by sending an email to Electrics - get a survey of your electrics to check for any dodgy wiring, it’s advisable to have an inspection every 5 to 7 years. In this library we share advice from some of our partners on market trends for particular assets, as well as advice on how they should be insured. We’ve produced a library of articles which will help you understand what underinsurance is, what the consequences are, and how you can avoid it.
As soon as we have spoken to you we discuss and negotiate with them on your behalf to get the best offer of insurance. At the same time, we explain the endorsements and your responsibilities to ensure the Thatched Home Insurance policy is valid if you need to make a claim. Today, quite a lot has changed and thatched homes are now a far wealthier symbol, evoking images of the idyllic countryside and 18th-century villages. The building of thatched houses is said to be on the rise in the UK despite the difficulty in sourcing cheap materials for the thatched roofs and the complications in finding appropriate insurance.
Thatching is the oldest type of roofing in the UK and has been used for centuries. Often seen in the countryside, it’s no longer a very common way to roof your house. Although aesthetically very pleasing it’s quite an expensive way to roof your home. It requires special material, expert knowledge and skills to maintain and repair. Insurers see this as a high risk type of property to insure due to it being qualified as a non-standard type of home and what they observe as an increased fire hazard. This, in turn, can make it a more complicated type of property to insure and more expensive too.
Thatched property insurance is a form of non standard house insurance and falls into the same category as for example a listed building or a building located in a flood risk region of the UK. Although a fire is no more likely to start in a thatched house than a regular house, the materials used in thatched roofs can cause a fire to spread more quickly and cause more damage. This means the risk is far greater and repair costs will be much higher. Due to the age of many thatched roofs, their potential maintenance costs, and the links to fire risks, some insurance companies charge a higher premium to cover them. They may also charge an expensive excess fee for home repairs, including the roof, of which maintenance work is inevitable on thatched homes. Read on to find out more about thatched house insurance, and how you can minimise damage to your thatched roof, and make sure you have appropriate insurance for thatched cottages.
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