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At Aston Lark we have a passion for working with the full spectrum of businesses in the Life Science sector. Whatever stage you are at, we can guide you through how to identify and manage your risks through a bespoke insurance programme. We have a real passion for working with brewers at every level, helping them to identify, manage and insure the risks their businesses face.
The higher this figure is the more likely it's that you will have to pay higher premiums on your thatched house insurance, so you will want to do whatever it takes to avoid any fire in your home. However, reducing the chance of a fire and showing you take your property’s protection very seriously, will help your chances with getting a better deal with the insurer. With thatched house insurance, insurance companies will usually be able to give you a better deal, and generally will be able to tailor a plan to suit you. This means you could get a cheaper deal on your buildings insurance premiums. We insure mid-terrace thatch properties and listed homes with unusual construction such as cob walls. After that, we insure thatched holiday homes, thatched second homes and thatch let properties.
Business Indemnity Insurance
Whether you’re early in your career or a more experienced insurance professional, Aston Lark offers a great opportunity to develop your career. Whether is it a single electric supercar insurance policy you are looking for or a personal collection of supercars under one policy, we can help. Finding the optimum balance between cover and price for your Jaguar can be difficult. We have the ability and knowledge to find a Jaguar Insurance policy that suits you. As one of the most luxury car manufacturers, we have a knowledgeable team to offer advice and guidance to find you the right Bentley Insurance cover.
From independent motor trade professionals to franchise dealers, recovery operators to auction houses, we provide Motor Trade insurance for motor traders of every shape and size. In its simplest form, it is a way in which companies can protect themselves if customers who owe your company money are unable or unwilling to pay. From Employment Practices Liability to Business Interruption, Professional Indemnity to Trade Credit, the range of our insurance cover is vast. This means whatever the nature of your business, we can help you protect it. Thatched homes will always be sought after for their aesthetic appeal and their links to our heritage. Be aware that a lack of regulations for thatching can make it difficult to get a mortgage, but there are specialist financial companies who can advise you.
Tom Chapman, Head of Sales, The Home Insurer
Our fleet auditing service provides you with a clear and detailed report which identifies the strengths and weaknesses in your overall Occupational Road Risk programme. Our risk control survey menu offers three different and innovative ways to carry out a survey, no matter when and where. We have specialist knowledge of the metal recycling and vehicle dismantling industries which stretches to over 20 years. Commercial Motor Fleet insurance is vital for many organisations, as their fleet of vehicles is a significant investment and is often a key part to ensuring their operations are efficient and successful. We arrange cover for motor traders, haulage operators, self-drive hire companies, vehicle recovery operators and classic car restorers, as well as a whole fleet of others.
Therefore, avoiding having to make any claims in the future, which is likely to result in higher premiums on your insurance policy for the following year. It’s hard to give an average cost for a thatched roof property insurance policy, as the premium will be dependent on other factors than just the roof. However, you might want to get specialist insurance from a non-standard home insurance provide anyway. As mentioned previously, a non-standard home insurance provider will have a better understanding and more experience when it comes to insuring properties with thatched roofs.
Listed Property Insurance
Thatched roofs will need more ongoing maintenance than a standard tile roof. The perishable materials used are more susceptible to extreme weather, pollution, and general wear and tear, such as decay of the thatch. We will talk to you, understand your needs and tailor an insurance quotation to your requirements at the best price possible.
Alongside the privilege and prestige of owning a listed property, there are some serious responsibilities and obligations. With the rise of the ‘staycation’ and the growing presence of online rental companies, renting your property has never been easier. However, making sure you have the right insurance in place has become increasingly complicated. Whether your holiday home is in the UK or overseas, a sprawling villa or a country gite, it still deserves the same quality of policy and service.
Our competitive buildings and contents insurance policies are available separately or together. Thatched housing was once a symbol of poor communities in the British countryside, as the materials used in creating the signature roofs were so readily available. The result gave buildings a lighter roof that could be held up with lesstimberthan other types of house, and thus were built at a cheaper cost.
At Aston Lark, our personal insurance team is entirely focused on people whose properties, possessions and assets fall outside the ordinary. To support your journey to workplace wellbeing each quarter, we will provide you and your employees with a Journey To Wellness roadmap. A relevant life plan helps make sure their dependents will be looked after in the event of their death, helping your team run your business with peace of mind. Help your employees understand their benefits with Aston Lark’s group sessions and one-to-ones. At Aston Lark, we will search the market to find a fitting provider and relieve you of the administrative burdens of running your employee benefits scheme.
If the property was built before 2009 we can insure it for flooding through the Government and ABI backed Flood Re scheme. Additionally, renovations, prior subsidence and unoccupied thatch properties can be insured. Another key point is all thatch owners must provide a thatch inspection report within the last 10-years and a satisfactory electrical inspection report within the last five years.
You therefore need to ensure that you have the correct insurance in place so that in the event of a claim you are fully covered. Aston Lark’s Group Income Protection provides your employees with peace of mind, covering essential monthly costs during recovery. Our Business Health & Safety Review packages provide you with a health and safety action plan to improve your risk management in areas that are not being well-managed. To improve your business’ health and safety, we offer a web-based risk compliance portal supporting you in areas such as human resources, business continuity and legislation. Aston Lark understands that running a small business is always personal. Our dedicated team will take the time to get to know your business – so we can find you exactly the right cover.
From experience, we know that generic insurance products don’t always fulfil the needs of the most affluent and high net worth clients. And this is especially true for those in need of cover for multiple high-value or prestigious vehicles. People are often unaware of the true value of their watch and that, in the event of a loss, their home insurance may not fully cover the cost to replace it. Either way it’s very important to protect your collection, Speak to Aston Lark about specialist wine insurance. Whether you have a large art collection or just a few pieces, you should check it has the correct insurance cover. We provide you with high quality advice and guidance gleaned from more than 60 years of operating in this field.
For companies that rely on technology to conduct business, it’s more important than ever to take steps that can prevent cyber criminals getting hold of information. Aston Lark arranges insurance for a significant proportion of the car transportation industry, helping them find the right insurance solutions for their business. Aston Lark has a wealth of experience working with a variety of different businesses in this sector including hardware and software, e-commerce, internet and telecommunications companies, to name a few.
If you have a home with a thatched roof, you might find it harder to get cheap buildings insurance premiums. That’s because insurers are weighing up the risk of protecting your property. Thatched roofs are generally harder to maintain and come with a greater risk of fire damage than regular roofs. On top of that, thatched roofs often require work carried out by specialists, which might be more expensive than your usual maintenance work. If you have a newer thatched property (i.e. one that was built in the last 50 years or so) then you may find the materials used are of a higher quality than if you have one from the 18th century. If that's the case you might find a regularbuildings insurance providerwilling to insure your property.
Installing several fire alarms could help reduce the cost of thatched roof insurance, speak with your broker for more details. Fire – A large concern for insurers is the damage fire can do to a thatched roof property. Fire can easily spread so the damage risk is increased and can be more detrimental, thus increasing your premium.
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